Where are my funds held?
Funds are held in your name at the discount broker of your choice.
What types of accounts does Integrative Capital, LLC manage?
We offer our services for accounts ranging from 401k advice to customized IRAs and taxable accounts.
Can I see what’s in my account?
Since the account is in your name, you can view the account 24 hours a day, 7 days a week. We transact only in publicly-traded stocks, ETFs, mutual funds, and options so you will always know your current equity.
Can anyone access the money in my account?
No one has the ability to withdraw funds from the account. By signing the Limited Power of Attorney, you grant Integrative Capital the authority to make buy and sell decisions, but never the ability to take money from the account beyond payment of management fees.
How does Integrative Capital make money?
Because we are not registered as brokers, we don't collect commissions on transactions. Instead, we collect an annual fee of 1% of your account equity. The minimumfee per quarter is $250 and maximum is $2,500.
How does an Investment Adviser differ from a Financial Advisor?
There are differences in the forms of compensation, but where they differ legally is in the higher “fiduciary” standards requiring a Registered Investment Adviser(RIA) to act solely in the best interests of his/her clients. Financial advisors are held only to a suitability standard. http://www.bankrate.com/brm/news/BoomerBucks/20050427a1.asp
How does an RIA differ from a Hedge Fund?
Strategies may be similar, but primary differences include liquidity and transparency of the RIA relationship. While hedge funds issue K-1s and hold the assets in a private placement, an account with an RIA is held in the customer’s name and is issued a 1099 tax form.
How often does Integrative Capital make transactions?
We are aware of the hidden costs of over-trading, and make trades only when we see an opportunity for gain or to protect your assets. Market conditions dictate the pace of transactions, but our time frame of focus is generally weeks, not hours.
What if I have no existing relationship with a broker?
We believe that discount brokers offer every service you could need, much cheaper than full-cost brokers. You can hold your assets at any discount broker, but TradeStation Securitiesis our preferred custodian.
Who is TradeStation Securities?
The company was founded in 1982 and provides award-winning, institutional-level trading tools globally. In 2001, the company launched brokerage services, revolutionizing online trading for institutional, professional and serious individual traders. TradeStation Securities has over 46,000 client accounts, totaling over $2 billion. The firm is now focused on helping Registered Investment Advisers (RIAs) manage the logistics of handling multiple accounts, with exceptionally low commission rates to go with a complete suite of services. TradeStation Group Company Profile
What is the minimum account size?
While we’d like to help everyone, we’d be under-serving our clients by accepting too many accounts per representative. An initial balance of $50,000 is required to open an account.
How do I get started?
The process is simple. We interview each other to see if we match. If satisfied, you open and fund a discount brokerage account, and sign an agreement authorizing Integrative Capital to manage the account. We can begin managing your account in days.
